Free Medical Expense Coverage For Your Students

Help keep your students safe by signing them up for DAN Student Membership — free of charge.

  • Access to DAN’s medical and safety resources
  • Provides up to US$25,000 in medical expense coverage for injuries occurring during entry-level training*
  • Covers entry-level scuba and breath-hold diving
  • Coverage is valid until completion or up to 180 days after enrollment, whichever comes first

*DAN Student Medical Expense Coverage is valid for up to 180 days after enrollment, or upon completion of the last certifying dive, whichever comes first.
Dive-related injuries that occur both in and out of the water are covered along with entry-level scuba and breath-hold diving.

*Read the Student Dive Accident Medical Expense Liability Insurance Master Policy for complete coverage details.

Easy Enrollment. Immediate Coverage.

It’s easy to enroll your students in DAN Student Medical Expense Coverage. Best of all, coverage for dive-related injuries occurring in and out of the water becomes effective immediately upon enrollment.

Step 1: Log In To Your DAN Account

Log in to your DAN member account and select Enroll Student Divers on the left side of the screen. 

Step 2: Enter Student Information

Enter your student’s name, date of birth, and email address. Then click the Add Student button.

Step 3: Email Confirmation & Digital Card

Students will receive enrollment confirmation and their digital membership card by email.

Benefits For Your Entry-Level Students

At DAN, our safety professionals are behind you every step of the way.

Student Medical Expense Coverage

Covers dive-related injuries that occur both in and out of the water up to US$25,000 for up to 180 days after enrollment, or upon completion of the last certifying dive, whichever comes first.

24/7 Emergency Hotline

DAN’s Emergency Hotline is staffed by a team of doctors, nurses, and paramedics 24 hours a day, 365 days a year to coordinate care and manage evacuations in the event of a diving emergency.

Medical Information Line

Talk to a medical specialist or Ask A Medic online when you need nonurgent information about your fitness to dive, prescriptions, or medical condition.

Giant Stride (For New Divers)

This new digital guide covers scuba gear, dive planning, etiquette, safety tips, and much more. Whether you travel or dive close to home, this is a must-read for every new diver.

Digital Access To Alert Diver Magazine

DAN Student Membership provides digital access to Alert Diver magazine online or through the DAN app available on the App Store and Google Play.

Safety Resources

Improve your safety knowledge with DAN’s Health and Diving Reference Library, which includes case summaries, safety quizzes, Smart Guides, and videos.

Other Free Student Resources

DAN offers free resources that complement the basic skills taught during open-water training.

Giant Stride (For New Divers)

This new digital guide explains scuba gear and the critical elements of planning dives. Proper dive etiquette, health and fitness, and dive travel are all covered.

Travelers Medical Guide

DAN’s new Travelers Medical Guide was created to help divers, boaters, and adventure travelers recognize and manage travel-related illnesses and injuries.

Prepared Diver Course

This informative and engaging e-learning course focuses on risk mitigation and how to avoid the most common triggers of dive accidents and incidents.

Frequently Asked Questions

Who can enroll their students in DAN Student Membership?

Businesses with an active Business Membership can enroll their students in the Student Membership program.

Why doesn’t my DAN member number come up when enrolling?

You must have an active individual membership and be designated as a dive professional in our system for your member number to come up when  enrolling a student in Student Medical Expense Coverage. Contact DAN Member Services at +1-919-684-2948 or for assistance.

What does DAN Student Medical Coverage include?

DAN Student Medical Expense Coverage covers any diving activity, in or out of the water, that is necessary to meet standards for receiving open water scuba diving certification or entry-level certification for breath-hold diving. Covered activities include but are not limited to donning and doffing dive equipment, swimming, diving, and traveling by charter boat to a diving destination. “Diving activities” begin the moment students lift their BCDs and continue until the moment their equipment is placed on the ground. For breath-hold diving and snorkeling, “diving activities” last from the moment students enter the water until the moment they exit the water.

How much does DAN Student Membership cost?

DAN Student Membership is provided at no cost to you or your students and is fully subsidized by DAN.

When do DAN Student Member benefits become effective?

Benefits for your students are effective as soon as you enroll them. Upon enrollment, students will receive a confirmation email that includes their Student Membership card and member number.

Can students upgrade DAN Student Membership?

Yes — students may become full DAN members at any time during their training by upgrading to Regular Membership or Enhanced Membership. Students can log in to their Member Portal to upgrade.

When does DAN Student medical expense coverage expire?

DAN Student Medical Expense Coverage expires when your student’s last certifying dive is completed, or 180 days after enrollment, whichever comes first.

Does this program cover free-dive training?

Yes — the DAN Student Medical Expense Coverage program is available to entry-level breath-hold divers.


DAN Customer Service

Mon–Fri, 8:30 a.m. – 5 p.m. ET

+1 (919) 684-2948

+1 (800) 446-2671

Fax: +1 (919) 490-6630


24/7 Emergency Hotline

In event of a dive accident or injury, call local EMS first, then call DAN.

24/7 Emergency Hotline:

+1 (919) 684-9111

(Collect calls accepted)

DAN must arrange transportation for covered emergency medical evacuation fees to be paid.

Medical Information Line

Get answers to your nonemergency health and diving questions.

Mon–Fri, 8:30 a.m. – 5 p.m. ET

+1 (919) 684-2948, Option 4

Online: Ask A Medic

(Allow 24-48 hours for a response.)

This policy is issued by your Risk Retention Group. Your Risk Retention Group may not be subject to all of the insurance laws and regulations of your state. State insurance insolvency guaranty funds are not available for your Risk Retention Group. Coverage under this insurance applies only to accidents which take place during your coverage period. Notice of an accident must be given promptly in accordance with the terms of this policy.