Includes Dive Accident Insurance For Your Students

Up To US$25,000 In Coverage During Entry-Level Training

  • Provides up to US$25,000 in Student Dive Accident Insurance for covered diving accidents occurring during entry-level training*
  • Covers entry-level scuba or breath-hold diving
  • Coverage is valid until completion of the last certifying dive, or up to 26 weeks after enrollment, whichever comes first

Benefits For Your Entry-Level Students

At DAN, our safety professionals are behind you every step of the way.

Student Dive Accident Insurance

Helps to protect against the costs of covered diving accidents that occur both in and out of the water up to US$25,000 for up to 26 weeks after enrollment, or upon completion of the last certifying dive, whichever comes first.*

24/7 Emergency Hotline

DAN’s Emergency Hotline is staffed by a team of doctors, nurses, and paramedics 24 hours a day, 365 days a year to coordinate care and manage evacuations in the event of a diving emergency.


Medical Information Line

Talk to a medical specialist or Ask A Medic online when you need nonurgent information about your fitness to dive, prescriptions, or medical condition.


Giant Stride (For New Divers)

This new digital guide covers scuba gear, dive planning, etiquette, safety tips, and much more. Whether you travel or dive close to home, this is a must-read for every new diver.


Digital Access To Alert Diver Magazine

DAN Student Membership provides digital access to Alert Diver magazine online or through the DAN app available on the App Store and Google Play.


Safety Resources

Improve your safety knowledge with DAN’s Health and Diving Reference Library, which includes case summaries, safety quizzes, Smart Guides, and videos.

*Student Dive Accident Insurance provides Accident Medical Expense Benefits for AGE, DCS, and other covered diving that occur both in and out of the water during training for entry-level scuba or breath-hold diving. Available to diving students ages 8 or older and under age 70. Coverage is valid until completion of the last certifying dive, or up to 26 weeks after enrollment, whichever comes first. Read the DAN Student Member Guide for more information.

Other Free Student Resources

DAN offers free resources that complement the basic skills taught during open-water training.


Giant Stride (For New Divers)

This new digital guide explains scuba gear and the critical elements of planning dives. Proper dive etiquette, health and fitness, and dive travel are all covered.


Travelers Medical Guide

DAN’s new Travelers Medical Guide was created to help divers, boaters, and adventure travelers recognize and manage travel-related illnesses and injuries.


Prepared Diver Course

This informative and engaging e-learning course focuses on risk mitigation and how to avoid the most common triggers of dive accidents and incidents.

Easy Enrollment. Immediate Coverage.

Enroll Your Students In The DAN Student Membership Program In Three Steps

Step 1: Log In To Your DAN Account

Log in to your DAN Business Member account then select Enroll Student Divers on the left side.

Step 2: Enter Student Information

Enter your student’s name, date of birth, and email address. Then click the Add Student button.

Step 3: Email Confirmation & Digital Card

Students will receive enrollment confirmation and their digital membership card by email.

Frequently Asked Questions

Who can enroll their students in DAN Student Membership?

Dive businesses with an active Business Membership can enroll their diving students in DAN’s Student Membership program.

How much does DAN Student Membership cost?

For over 40 years, DAN’s mission has been to make every dive accident and injury free. Consistent with this goal, DAN’s Student Membership Program is fully funded by DAN.

When do DAN Student Membership benefits become effective?

DAN Student Membership benefits become effective upon student enrollment by an active DAN Business Member. Once enrolled, students will receive a confirmation email that includes a digital Student Membership card and Student ID number.

Can students upgrade DAN Student Membership?

Yes — student members may become full DAN members at any time during their training by upgrading to Regular Membership or Enhanced Membership. Students can log in to their Member Portal to upgrade.

Why doesn’t my DAN member number come up when enrolling?

You must have an active individual membership and be designated as a dive professional in our system for your member number to come up when enrolling a student in the DAN Student Membership Program. Contact DAN Member Services at +1-919-684-2948 or for assistance.

Who is eligible for Student Dive Accident Insurance?

All Diving Students, ages 8 or older and under age 70, are eligible to be enrolled for coverage by an active DAN Business Member. Divers age 70 and older must receive a written exemption from DAN.

What does Student Dive Accident Insurance Cover?

Student Dive Accident Insurance covers any diving activity, in or out of the water, that is necessary to meet the standards for receiving an entry-level diving certification for open circuit scuba or breath-hold diving, including, but not limited to, donning or removing dive equipment, entering and exiting the water, swimming, and diving. A diving activity begins the moment the student lifts their BCDs and continues until the moment their equipment is placed on the ground. A covered dive (includes breath-hold diving and snorkeling), begins the moment the student enters the water and ends the moment they exit the water.

What are the benefit limits of Student Dive Accident Insurance?

Benefits are provided to each Diving Student up to US$25,000 for Accident Medical Expenses for injuries due to AGE, DCS, and other Covered Diving Accidents resulting from a covered diving activity during entry-level training.

When does DAN Student Membership expire?

DAN Student Membership expires upon completion of your student’s last certifying dive, or 26 weeks after enrollment, whichever comes first.

Does Student Dive Accident Insurance provide coverage during free-dive training?

Yes — Student Dive Accident Insurance provides coverage during training for entry-level breath-hold diving.

Will my student receive a copy of the Student Dive Accident Insurance policy certificate?

Yes, when an eligible DAN Business Member enrolls a student in the DAN Student Membership Program, the Diving Student will receive his/her Divers Blanket Accident Medical Insurance Certificate electronically through his/her account on the DAN website. If the Diving Student would prefer a paper copy in addition to receiving it electronically, please contact the plan administrator, DAN Services, Inc. at 1-800-446-2671.

What is a Covered Diving Accident?

A Covered Diving Accident means an Accident, Decompression Illness (DCI), or any In-Water Accident that results from a Covered Dive to the student training depth limit assigned by the training agency under which an entry level diving certification for open circuit scuba or breath-hold diving is being earned. An In-Water Accident means the student is physically in the water and is not riding in, on, or in any other way tethered to or otherwise connected to a motorized or sailing marine vessel, and is not participating in a Named Water Sport (e.g. a power boat, sailboat, jet ski, etc.).


DAN Customer Service

Mon–Fri, 8:30 a.m. – 5 p.m. ET

+1 (919) 684-2948

+1 (800) 446-2671

Fax: +1 (919) 490-6630


24/7 Emergency Hotline

In event of a dive accident or injury, call local EMS first, then call DAN.

24/7 Emergency Hotline:

+1 (919) 684-9111

(Collect calls accepted)

DAN must arrange transportation for covered emergency medical evacuation fees to be paid.

Medical Information Line

Get answers to your nonemergency health and diving questions.

Mon–Fri, 8:30 a.m. – 5 p.m. ET

+1 (919) 684-2948, Option 4

Online: Ask A Medic

(Allow 24-48 hours for a response.)

DAN Student Membership Program includes automatic enrollment in Student Dive Accident Insurance which is an insured benefit underwritten by National Union Fire Insurance Company of Pittsburgh, Pa., a Pennsylvania insurance company, with its principal place of business at 1271 Ave of the Americas FL 37, New York, NY 10020-1304. It is currently authorized to conduct insurance business in all states and the District of Columbia. NAIC No. 19445. This is only a brief description of the coverage(s) available. The Policy will contain reductions, limitations, exclusions, definitions and termination provisions. Coverage may vary by state or may not be available in all states.