Pros And Businesses Choose DAN Liability Insurance
DAN Risk Retention Group offers three types of coverage to help protect dive professionals and dive operators.
Professional Liability
- For individual dive pros
- Recognized by all training agencies
- Affordable, low premiums
Group Professional Liability
- For all dive pros on staff
- Protect all pros on one policy
- Worldwide protection
General Liability
- For dive centers & businesses
- Customized coverage options
- Tour & travel agent liability available
There Are So Many Reasons To Choose DAN
When you choose DAN Risk Retention Group, you’re backed by more than an insurance policy. You’re supported by an organization that has reinvested more than $100 million in dive safety.
- DAN has a history of helping divers for over 40 years
- In-house medical, legal and risk mitigation support teams
- Recognized by all major training agencies
- Policies available to residents of all 50 states
- Worldwide coverage
- No Charge to add Additional insureds
- Financial Stability Rating® of A, Exceptional, from Demotech, Inc.
- Annual policies can be purchased anytime during the year
- Financing for general and group professional liability policies
For more information about Demotech or Financial Stability Ratings® (FSRs), visit demotech.com or call (800) 354-7207.
The most current FSR must be verified by visiting demotech.com.
Get answers to your professional, group professional and general liability insurance questions.
Pros Choose DAN
Their stories are different but they share a common theme. More and more dive professionals and businesses are choosing DAN for their professional, group professional and general liability insurance needs.
Have a story to tell? Share it with us.
Make Safety Your First Priority
New for 2022, DAN’s Safety Tips for Dive Operators guide identifies risks involved with running a dive operation and what can be done to mitigate accidents and injuries.
It outlines minimum safety standards for various aspects of dive operations and provides a foundation for refining safety protocols by offering dive safety officers and other dive pros a tested approach for assessing safety and modifying practices to prevent incidents and limit liability.
Explore some of the other ways DAN can help you operate your business more safely.
Liability Customer Service
DAN RRG’s Liability Insurance team is ready to help you protect you or your business.
Monday–Friday, 8:30 a.m.–5 p.m. ET
+1-919-684-2948
Fax: +1 (919) 490-2935
Incidents And Claims
Collect all relevant information and send it to DAN RRG. If the incident involves a fatality or serious bodily injury, contact us immediately.
Monday–Friday, 8:30 a.m.–5 p.m. ET
+1-919-684-2948
Liability Insurance Resources
Liability Insurance FAQs
What To Do After An Incident

Subject to the terms, conditions, and limitations of DAN Risk Retention Group Policy PL109 (May 1, 2022), GL109 (May 1, 2022) and GPL109 (May 1, 2022). Coverage may vary and may not be available in all states, countries, or territories. Financing subject to loan approval. RRG-05012022-SPO