WORLDWIDE COVERAGE. GREAT RATES. Dive accident insurance plans start at $US40 per year Compare Coverage Learn More keyboard_arrow_down

Specialized Accident Insurance Coverage For Divers

DAN dive accident insurance* is an affordable way for divers to obtain insurance against the costs of dive injuries that are often left uncovered by typical health insurance.

  • Covers diving, nondiving and named water sports accidents & injuries
  • Pays 100% of eligible accident medical expenses up to US$500,000
  • Plans recognized worldwide

Help Is Just A Phone Call Away

Members have access to dive accident insurance coverage that is recognized worldwide.

Template Accident Medical Expense Coverage Coverage for hyperbaric chamber treatment, physician and hospital charges and emergency transportation by ground, air or marine ambulance. Accidental Death & Dismemberment Coverage for loss of life or limb resulting from a covered diving accident or named water sport accident while on a trip. Permanent & Total Disability Coverage if permanently unable to return to work due to a covered diving accident or named water sports accident while on a trip. Search & Rescue Coverage Coverage to support the Coast Guard, local police or the efforts of other international services to locate you at sea due to a covered diving accident. Extra Transportation & Accommodation Coverage for airfare, hotels, meals and incidentals if your return travel is delayed due to treatment prescribed by a doctor after a covered diving accident. Lost Diving Equipment Coverage for equipment such as a regulator, BCD, dive computer or fins that are unintentionally lost or damaged as a result of a covered diving accident.

DAN Dive Accident Insurance May Make A World Of Difference

When you’re far from home and need emergency medical assistance, it pays to have DAN dive accident coverage.

DCS In Maldives

DAN dive accident insurance Guardian plan paid US$33,697 for two covered
divers who needed several days of hyperbaric treatments.

Full Story

Barotrauma In Honduras

DAN dive accident insurance Preferred plan covered a diver for
US$14,713 who suffered severe barotrauma and DCS.

Full Story

Evacuation In Maldives

DAN dive accident insurance Guardian plan handled US$19,787 in expenses
for six hyperbaric chamber treatments after an air evacuation.

Full Story

Paralyzed-and-Disoriented-in-the-Carribean--claim-story

Paralyzed and Disoriented in The Caribbean

This member’s DAN Dive Accident Insurance Preferred Plan covered over
$22,000 in medical expenses after suffering temporary paralysis.

Full Story

Tell us your story — email us at


“DAN dive accident insurance is a smart, affordable way to cover the unexpected medical expenses resulting from a covered dive injury or accident.”

Dr. Jim Chimiak MD

Medical Director, Divers Alert Network

Triple board certified physician in hyperbaric medicine, anesthesiology and chronic pain management

*This is a non-paid endorsement


Dive Accident Insurance Resources

Have questions about DAN dive accident insurance? Explore these helpful resources.


DAN Customer Service

Monday–Friday, 8:30 a.m.–5 p.m. ET
+1 (919) 684-2948

+1-800-446-2671

FAX: +1 (919) 490-6630

EMAIL: 

24/7 Emergency Hotline

In event of a dive accident or injury, call local EMS first then call DAN.

24/7 Emergency Hotline

+1 (919) 684-9111

(Collect calls accepted)

DAN must arrange transportation for covered emergency medical evacuation fees to be paid.

Medical Information Line

Get answers to your non-emergency related, health and diving questions.

Monday–Friday, 8:30 a.m.–5 p.m. ET

+1 (919) 684-2948, Option 4

EMAIL: 

ONLINE: Ask A Medic

Allow 24-48 hours for a response.


*Compare coverage for complete coverage details; coverage and availability varies by state, province and plan.

For residents of MN, NH and NY, insurance is underwritten by The United States Life Insurance Company in the City of New York, NAIC No. 70106 domiciled in the state of New York with a principal place of business of One World Financial Center, 200 Liberty Street, New York, NY 10281. It is currently authorized to transact business in all states, plus DC, except PR. This summary is a brief description of benefits only and is subject to the terms, conditions and limitations. Coverage may vary by state.  AG 12070

For residents of all other U.S. states and the District of Columbia insurance is underwritten by National Union Fire Insurance Company of Pittsburgh, Pa., a Pennsylvania insurance company with its principal place of business at 175 Water Street, New York, NY 10038. It is currently authorized to conduct insurance business in all states and the District of Columbia. NAIC No. 19445. This summary provides only brief descriptions of the coverages available under Policy Series S30854DBG. The issued policy and certificate will contain reductions, limitations, exclusions, definitions and termination provisions. Full details of the coverage will be contained in the issued policy and certificate. If there are any conflicts between this summary and the issued policy and certificate, the policy and certificate shall govern in all cases. Coverage may vary by state.