Dive Accident Insurance

DAN dive accident insurance* is an affordable way for divers to obtain insurance against the costs of dive injuries that are often left uncovered by typical health insurance.

  • Covers diving accidents & injuries, and some plans also cover nondiving and named water sports accidents & injuries
  • Pays 100% of eligible accident medical expenses up to US$500,000
  • Includes coverage for divers age 70 and over in the U.S. and Canada
  • Join DAN first, then add your insurance
  • Plans recognized worldwide
  • Annual coverage

Help Is Just A Phone Call Away

Members have access to dive accident insurance coverage that is recognized worldwide.

DAN Dive Accident Insurance May Make A World Of Difference

When you’re far from home and need emergency medical assistance, it pays to have DAN dive accident coverage.

DCS In Maldives

DAN dive accident insurance Guardian plan paid US$33,697 for two covered
divers who needed several days of hyperbaric treatments.

Full Story

Barotrauma In Honduras

DAN dive accident insurance Preferred plan covered a diver for
US$14,713 who suffered severe barotrauma and DCS.

Full Story

Evacuation In Maldives

DAN dive accident insurance Guardian plan handled US$19,787 in expenses
for six hyperbaric chamber treatments after an air evacuation.

Full Story


Paralyzed and Disoriented in The Caribbean

This member’s DAN Dive Accident Insurance Preferred Plan covered over
$22,000 in medical expenses after suffering temporary paralysis.

Full Story

Tell us your story — email us at

Dive Accident Insurance Resources

Have questions about DAN dive accident insurance? Explore these helpful resources.

DAN Customer Service

Monday–Friday, 8:30 a.m.–5 p.m. ET
+1 (919) 684-2948


FAX: +1 (919) 490-6630


24/7 Emergency Hotline

In event of a dive accident or injury, call local EMS first then call DAN.

24/7 Emergency Hotline

+1 (919) 684-9111

(Collect calls accepted)

DAN must arrange transportation for covered emergency medical evacuation fees to be paid.

Medical Information Line

Get answers to your non-emergency related, health and diving questions.

Monday–Friday, 8:30 a.m.–5 p.m. ET

+1 (919) 684-2948, Option 4


ONLINE: Ask A Medic

Allow 24-48 hours for a response.

*Compare coverage for complete coverage details; coverage and availability varies by state, province and plan. In Canada, DAN Dive Accident Insurance is underwritten by AIG Insurance Company of Canada, Group Policy No. SRG 9134763. 

For residents of NY, insurance is underwritten by The United States Life Insurance Company in the City of New York, NAIC No. 70106 domiciled in the state of New York, with its principal place of business of 28 Liberty Street, Floor 45th, New York, NY 10005-1400. It is currently authorized to transact business in all states, plus DC, except PR. This summary is a brief description of benefits only and is subject to the terms, conditions and limitations. Coverage may vary by state.  AG 12070

For residents of all other U.S. states and the District of Columbia insurance is underwritten by National Union Fire Insurance Company of Pittsburgh, Pa., a Pennsylvania insurance company with its principal place of business at 1271 Ave of the Americas FL 37, New York, NY 10020-1304. It is currently authorized to conduct insurance business in all states and the District of Columbia. NAIC No. 19445. This summary provides only brief descriptions of the coverages available. The issued policy and certificate will contain reductions, limitations, exclusions, definitions and termination provisions. Full details of the coverage will be contained in the issued policy and certificate. If there are any conflicts between this summary and the issued policy and certificate, the policy and certificate shall govern in all cases. Coverage may vary by state or may not be available in all states.