Professional Liability Insurance
For active and inactive dive professionals, dive professionals in training, assistant instructors and instructors, DAN Professional Liability Insurance offers coverage up to US$1,000,000 per claim / US$2,000,000 aggregate.
| Professional Type | |
|---|---|
| Instructor (Scuba) | |
| DAN Member w/Course | $900 |
| DAN Member Cost | $943 |
| Nonmember Cost | $999 |
| Assistant Instructor/Instructor In Training (Scuba) | |
| DAN Member w/Course | $575 |
| DAN Member Cost | $618 |
| Nonmember Cost | $650 |
| Divemaster/Divemaster In Training (Scuba) | |
| DAN Member w/Course | $575 |
| DAN Member Cost | $618 |
| Nonmember Cost | $650 |
| Freediving/Snorkel Instructor | |
| DAN Member w/Course | $575 |
| DAN Member Cost | $618 |
| Nonmember Cost | $650 |
| Mermaiding/Swimming Instructor | |
| DAN Member w/Course | $518 |
| DAN Member Cost | $565 |
| Nonmember Cost | $595 |
| Tail Coverage (Retired Scuba Instructor) | |
| DAN Member w/Course | $575 |
| DAN Member Cost | $618 |
| Nonmember Cost | $650 |
| Tail Coverage (Retired Divemaster) | |
| DAN Member w/Course | $325 |
| DAN Member Cost | $368 |
| Nonmember Cost | $389 |
| Included Coverage For Qualified Professionals | |
| Technical | |
| DAN Member w/Course | $0 |
| DAN Member Cost | $0 |
| Nonmember Cost | $0 |
| Rebreather | |
| DAN Member w/Course | $0 |
| DAN Member Cost | $0 |
| Nonmember Cost | $0 |
| Optional Endorsements | |
| AAUS | |
| DAN Member w/Course | $0 |
| DAN Member Cost | $0 |
| Nonmember Cost | $0 |
| Avelo System | |
| DAN Member w/Course | $0 |
| DAN Member Cost | $0 |
| Nonmember Cost | $0 |
| Tour and Travel Agent Liability | |
| DAN Member w/Course | $200 |
| DAN Member Cost | $210 |
| Nonmember Cost | $220 |
| Equipment Liability | |
| DAN Member w/Course | $433 |
| DAN Member Cost | $510 |
| Nonmember Cost | $575 |
| Cylinder Inspection Instruction | |
| DAN Member w/Course | $433 |
| DAN Member Cost | $510 |
| Nonmember Cost | $575 |
| Excess Liability ($2M/$3M) | |
| DAN Member w/Course | $725 |
| DAN Member Cost | $767 |
| Nonmember Cost | $800 |
| Professional Type | DAN Member w/Course | DAN Member Cost | Nonmember Cost |
|---|---|---|---|
| Instructor (Scuba) | $900 | $943 | $999 |
| Assistant Instructor/Instructor In Training (Scuba) | $575 | $618 | $650 |
| Divemaster/Divemaster In Training (Scuba) | $575 | $618 | $650 |
| Freediving/Snorkel Instructor | $575 | $618 | $650 |
| Mermaiding/Swimming Instructor | $518 | $565 | $595 |
| Tail Coverage (Retired Scuba Instructor) | $575 | $618 | $650 |
| Tail Coverage (Retired Divemaster) | $325 | $368 | $389 |
| Included Coverage For Qualified Professionals | |||
| Technical | $0 | $0 | $0 |
| Rebreather | $0 | $0 | $0 |
| Optional Endorsements | |||
| AAUS | $0 | $0 | $0 |
| Avelo System | $0 | $0 | $0 |
| Tour and Travel Agent Liability | $200 | $210 | $220 |
| Equipment Liability | $433 | $510 | $575 |
| Cylinder Inspection Instruction | $433 | $510 | $575 |
| Excess Liability ($2M/$3M) | $725 | $767 | $800 |
*All prices include tax and fees.
Take The Course. Save On Your Premium.
DAN’s new online safety course is designed to provide dive professionals and businesses with the proper knowledge and training to reduce the risk of accidents and injuries. DAN members are eligible to save approximately 5% on their professional liability insurance premium after completing the course.
Program Highlights & Optional Coverage
- Preferred pricing for DAN members
- Coverage available to professionals in all 50 US states
- Worldwide coverage protects you anywhere in the world you train
- Coverage up to US$1,000,000 per claim / US$2,000,000 aggregate
- Excess Liability Coverage raises policy limits to US$2,000,000 per claim / US$3,000,000 aggregate
- Recognized by all major training agencies
- Dive professionals in training are eligible for coverage
- Technical or rebreather endorsements included at no additional charge for qualified professionals
- Add additional insureds at any time
- No-charge to add additional insureds
- DAN World Insurance Group SP offers liability insurance coverage for dive professionals and operators located in the Caribbean and select U.S. territories.
Avelo System
Includes the instruction or supervision of a participant engaged in any activity using the Avelo System provided the insured follows the standards and safety manuals of both Avelo Systems and the insured’s underlying certification agency in providing services to the participant.
Technical Dive Training
Coverage for teaching and supervising recreational technical diving activities. Must be an active Technical Instructor.
Rebreather Endorsement
Coverage for claims for Bodily Injury or Property Damage resulting from a covered occurrence which occurs during the supervision of, instruction in, and orientation to the designated rebreather.
AAUS
Extends coverage for the instruction or supervision of activities sanctioned by the American Academy of Underwater Sciences (AAUS).
Tour & Travel Agent Liability
Extends coverage to services provided in the role of tour or travel agent, or otherwise arranging activities for customers with airlines, hotels, resorts, dive operators, concessionaires, vendors or subcontractors.
Equipment Liability
Coverage for claims alleging defective or malfunctioning equipment. Provides coverage to instructors who provide equipment during training. Applies to equipment owned by the insured and used in the insured’s classes.
Cylinder Inspection Instruction
Coverage for training given by a certified instructor in the performance of cylinder inspection services.
Excess Liability ($2 million/$3 million)
Optional coverage increases policy limits to $2,000,000 per claim / $3,000,000 aggregate from the base policy limits of $1,000,000 per claim / $2,000,000 aggregate.
Frequently Asked Questions
Get answers to your Individual Professional Liability Insurance questions by watching our new videos.
DAN Is Here For You
The world’s best training agencies put DAN on their side.
Liability Customer Service
DAN RRG’s Liability Insurance team is ready to help you protect you or your business.
Monday–Friday, 8:30 a.m.–5 p.m. ET
+1-919-684-2948
FAX: +1 (919) 490-2935
EMAIL: LiabilityInsurance@dan.org
Incidents And Claims
Collect all relevant information and send it to DAN RRG. If the incident involves a fatality or serious bodily injury, contact us immediately.
Monday–Friday, 8:30 a.m.–5 p.m. ET
+1-919-684-2948
EMAIL: LiabilityClaims@dan.org
Liability Insurance Resources
Subject to the terms, conditions, and limitations of DAN Risk Retention Group Policy IPL111 (April 1, 2024), GL110 (June 22, 2023) and GPL111 (April 1, 2024). Coverage may vary and may not be available in all states, countries, or territories. Financing subject to loan approval. RRG-04012024-SPO
DAN World Insurance Group SP is a wholly owned subsidiary of Divers Alert Network, with offices at c/o Artex Risk Group, 3rd Floor, Willow House, Cricket Square, 171 Elgin Ave., P O Box 10233, Grand Cayman KY1-1002 Cayman Islands.
