Protection for Dive Centers & Stores

General Liability Insurance from DAN RRG protects dive businesses against trip and falls, equipment rental claims, tank-fill injuries and more. Coverage available up to US$1,000,000 per occurrence / US$2,000,000 aggregate.

Total Annual Business Revenue* DAN Member Cost Nonmember Cost
Stores with Revenues in excess of $1,500,000 Call Call
$1,000,001 to $1,500,000 $3,640 $3,830
$750,001 to $1,000,000 $3,468 $3,649
$500,001 to $750,000 $3,228 $3,396
$400,001 to $500,000 $2,937 $3,090
$300,001 to $400,000 $2,672 $2,811
$200,001 to $300,000 $2,231 $2,347
$100,001 to $200,000 $1,722 $1,811
$50,001 to $100,000 $1,237 $1,301
$0 to $50,000 $923 $970
Optional Coverage
Lakes & Quarries $2,700 $2,841
Tour and Travel Agent Liability $125 $131
Terrorism $55 $58
Additional Location $0 $0

*Total annual business revenue is total revenue minus water, instruction, and travel. All prices include tax and fees.

View Master Policy


  • Lowest annual premiums in the industry
  • Preferred pricing for DAN members
  • Coverage available to businesses in all 50 US states*
  • Coverage up to US$1,000,000 per claim / US$2,000,000 aggregate
  • Covers trip and falls, equipment rental, tank-fill injuries – and more
  • Optional coverage for Lake and quarries, travel agent liability and acts of terrorism
  • Additional locations can be added at no additional charge

*Coverage not available in US territories (American Samoa, Guam, Northern Mariana Islands, Puerto Rico and the US Virgin Islands / Caribbean)

Optional Coverage Details

Lakes & Quarries

Tour & Travel Agent Liability

Extends coverage to services provided in the role of tour or travel agent, or otherwise arranging activities for customers with airlines, hotels, resorts, dive operators, concessionaires, vendors or subcontractors.


Insurance is extended to include liability and expenses directly resulting from any “act of terrorism” as defined in the U.S. Terrorism Risk Insurance Act (TRIA) of 2002.

Additional Location

Extends coverage to include one or more locations with the same business days.

Have liability insurance questions? Explore our extensive knowledge library.

Liability Customer Service

DAN RRG’s Liability Insurance team is ready to help you protect you or your business.  

Monday–Friday, 8:30 a.m.–5 p.m. ET
1-800-446-2671, Option 6

FAX: +1 (919) 490-2935


Incidents And Claims 

Collect all relevant information and send it to DAN RRG. If the incident involves a fatality or serious bodily injury, contact us immediately.

Monday–Friday, 8:30 a.m.–5 p.m. ET

1-800-446-2671, Option 6


Subject to the terms, conditions, and limitations of DAN Risk Retention Group Policy PL-107 (May 1, 2020) ,GL-107 (May 1, 2020) and GPL -107 (June 20, 2020). Coverage may vary and may not be available in all states, countries, or territories. Financing subject to loan approval. RRG-05112020-SPO