Protection for Dive Centers & Stores

General Liability Insurance from DAN RRG protects dive businesses against trip and falls, equipment rental claims, tank-fill injuries and more. Coverage available up to US$1,000,000 per occurrence / US$2,000,000 aggregate.

Total Annual Business Revenue*DAN Member CostNonmember Cost
Stores with Revenues in excess of $1,500,000CallCall
$1,000,001 to $1,500,000$3,328$3,501
$750,001 to $1,000,000$3,171$3,336
$500,001 to $750,000$2,953$3,106
$400,001 to $500,000$2,688$2,827
$300,001 to $400,000$2,448$2,574
$200,001 to $300,000$2,047$2,152
$100,001 to $200,000$1,583$1,664
$50,001 to $100,000$1,142$1,200
$0 to $50,000$855$898
Optional Coverage
Lakes & Quarries $3,200$3,368
Tour and Travel Agent Liability$150$158
Additional Location$0$0

*Total annual business revenue is total revenue minus water, instruction, and travel. All prices include tax & fees.

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  • Preferred pricing for DAN members
  • Coverage available to businesses in all 50 US states*
  • Coverage up to US$1,000,000 per claim / US$2,000,000 aggregate
  • Covers trip and falls, equipment rental, tank-fill injuries – and more
  • Optional coverage for Lake and quarries, travel agent liability and acts of terrorism
  • Additional locations can be added at no additional charge

*Coverage not available in US territories (American Samoa, Guam, Northern Mariana Islands, Puerto Rico and the US Virgin Islands / Caribbean)

Optional Coverage Details

Lakes & Quarries

Extends liability coverage to a lake, cave, spring or quarry owned by the named insured.

Tour & Travel Agent Liability

Extends coverage to services provided in the role of tour or travel agent, or otherwise arranging activities for customers with airlines, hotels, resorts, dive operators, concessionaires, vendors or subcontractors.


Insurance is extended to include liability and expenses directly resulting from any “act of terrorism” as defined in the U.S. Terrorism Risk Insurance Act (TRIA) of 2002.

Additional Location

Extends coverage to include one or more additional locations with the same business name.

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Subject to the terms, conditions, and limitations of DAN Risk Retention Group Policy PL108 (May 10, 2021), GL108 (May 1, 2021) and GPL108 (May 10, 2021). Coverage may vary and may not be available in all states, countries, or territories. Financing subject to loan approval. RRG-05112020-SPO