Group Professional Liability Insurance

Dive centers and stores in all 50 US states can select Group Professional Liability from DAN RRG to cover all dive professionals on staff with one policy. Plans provide coverage up to US$1,000,000 per occurrence / US$2,000,000 aggregate.

Total Annual
Business Revenue*
DAN Member
DAN Member CostNonmember Cost
$0 to $25,000$2,265$2,372$2,490
$25,001 to $50,000$2,960$3,102$3,257
$50,001 to $100,000$3,960$4,152$4,360
$100,001 to $150,000$5,115$5,365$5,633
$150,001 to $200,000$6,625$6,950$7,298
$200,001 to $300,000$7,560$7,932$8,329
$300,001 to $400,000$8,335$8,746$9,184
$400,001 to $500,000$9,133$9,584$10,063
$500,001 to $600,000$10,075$10,573$11,102
$600,001 to $700,000$11,050$11,597$12,177
$700,001 to $800,000$11,867$12,455$13,078
$800,001 to $900,000$12,710$13,340$14,007
$900,001 to $1,000,000$13,630$14,306$15,021
Revenues in excess of $1,000,000CallCallCall
Included Coverage For Qualified Professionals
Optional Endorsements
Cylinder Inspection Instruction$433$510$575
Excess Liability Endorsement ($2M claim/$3M aggregate)

*Excess liability endorsement cost based on total annual business revenue.
Total annual business revenue includes instruction and water activities only. All prices include tax and fees.

View Master Policy

Take The Course. Save On Your Premium.

DAN’s new online safety course is designed to provide dive professionals and businesses with the proper knowledge and training to reduce the risk of accidents and injuries. DAN members are eligible to save approximately 5% on their professional liability insurance premium after completing the course. 

Program Highlights & Optional Coverage

  • Preferred pricing for DAN members
  • Apply online quickly and easily
  • Coverage available to businesses in all 50 US states
  • Worldwide coverage protects you anywhere in the world you train
  • Coverage up to US$1,000,000 per claim / US$2,000,000 aggregate
  • Excess Liability Coverage raises policy limits to US$2,000,000 per claim / US$3,000,000 aggregate
  • Recognized by all major training agencies
  • No-charge to add additional insureds
  • Add/remove staff at any time
  • No maximum limit to policy staff additions
  • Financing plans available

Technical Dive Training

Coverage for teaching and supervising recreational technical diving activities. Must be an active Technical Instructor.

Rebreather Endorsement

Coverage for claims for Bodily Injury or Property Damage resulting from a covered occurrence which occurs during the supervision of, instruction in, and orientation to the designated rebreather.


Extends coverage for the instruction or supervision of activities sanctioned by the American Academy of Underwater Sciences (AAUS).

Cylinder Inspection Instruction

Coverage for training given by a certified instructor in the performance of cylinder inspection services.

Excess Liability ($2 million/$3 million)

Optional coverage increases policy limits to $2,000,000 per claim / $3,000,000 aggregate from the base policy limits of $1,000,000 per claim / $2,000,000 aggregate.

Frequently Asked Questions

Get answers to your Group Professional Liability Insurance questions by watching our new videos.


DAN Is Here For You

The world’s best training agencies put DAN on their side.

Feature your training agency.

Liability Customer Service

DAN RRG’s Liability Insurance team is ready to help you protect you or your business.  

Monday–Friday, 8:30 a.m.–5 p.m. ET

FAX: +1 (919) 490-2935


Incidents And Claims 

Collect all relevant information and send it to DAN RRG. If the incident involves a fatality or serious bodily injury, contact us immediately.

Monday–Friday, 8:30 a.m.–5 p.m. ET




Subject to the terms, conditions, and limitations of DAN Risk Retention Group Policy IPL111 (April 1, 2024), GL110 (June 22, 2023) and GPL111 (April 1, 2024). Coverage may vary and may not be available in all states, countries, or territories. Financing subject to loan approval. RRG-04012024-SPO

DAN World Insurance Group SP is a wholly owned subsidiary of Divers Alert Network, with offices at c/o Artex Risk Group, 3rd Floor, Willow House, Cricket Square, 171 Elgin Ave., P O Box 10233, Grand Cayman KY1-1002 Cayman Islands.