Group Professional Liability Insurance
Dive centers and stores in all 50 US states can select Group Professional Liability from DAN RRG to cover all dive professionals on staff with one policy. Plans provide coverage up to US$1,000,000 per occurrence / US$2,000,000 aggregate.
| Total Annual Business Revenue* | |
|---|---|
| $0 to $25,000 | |
| DAN Member w/Course | $2,265 |
| DAN Member Cost | $2,372 |
| Nonmember Cost | $2,490 |
| $25,001 to $50,000 | |
| DAN Member w/Course | $2,960 |
| DAN Member Cost | $3,102 |
| Nonmember Cost | $3,257 |
| $50,001 to $100,000 | |
| DAN Member w/Course | $3,960 |
| DAN Member Cost | $4,152 |
| Nonmember Cost | $4,360 |
| $100,001 to $150,000 | |
| DAN Member w/Course | $5,115 |
| DAN Member Cost | $5,365 |
| Nonmember Cost | $5,633 |
| $150,001 to $200,000 | |
| DAN Member w/Course | $6,625 |
| DAN Member Cost | $6,950 |
| Nonmember Cost | $7,298 |
| $200,001 to $300,000 | |
| DAN Member w/Course | $7,560 |
| DAN Member Cost | $7,932 |
| Nonmember Cost | $8,329 |
| $300,001 to $400,000 | |
| DAN Member w/Course | $8,335 |
| DAN Member Cost | $8,746 |
| Nonmember Cost | $9,184 |
| $400,001 to $500,000 | |
| DAN Member w/Course | $9,133 |
| DAN Member Cost | $9,584 |
| Nonmember Cost | $10,063 |
| $500,001 to $600,000 | |
| DAN Member w/Course | $10,075 |
| DAN Member Cost | $10,573 |
| Nonmember Cost | $11,102 |
| $600,001 to $700,000 | |
| DAN Member w/Course | $11,050 |
| DAN Member Cost | $11,597 |
| Nonmember Cost | $12,177 |
| $700,001 to $800,000 | |
| DAN Member w/Course | $11,867 |
| DAN Member Cost | $12,455 |
| Nonmember Cost | $13,078 |
| $800,001 to $900,000 | |
| DAN Member w/Course | $12,710 |
| DAN Member Cost | $13,340 |
| Nonmember Cost | $14,007 |
| $900,001 to $1,000,000 | |
| DAN Member w/Course | $13,630 |
| DAN Member Cost | $14,306 |
| Nonmember Cost | $15,021 |
| Revenues in excess of $1,000,000 | |
| DAN Member w/Course | Call |
| DAN Member Cost | Call |
| Nonmember Cost | Call |
| Included Coverage For Qualified Professionals | |
| Technical | |
| DAN Member w/Course | $0 |
| DAN Member Cost | $0 |
| Nonmember Cost | $0 |
| Rebreather | |
| DAN Member w/Course | $0 |
| DAN Member Cost | $0 |
| Nonmember Cost | $0 |
| Optional Endorsements | |
| AAUS | |
| DAN Member w/Course | $0 |
| DAN Member Cost | $0 |
| Nonmember Cost | $0 |
| Avelo System | |
| DAN Member w/Course | $0 |
| DAN Member Cost | $0 |
| Nonmember Cost | $0 |
| Cylinder Inspection Instruction | |
| DAN Member w/Course | $433 |
| DAN Member Cost | $510 |
| Nonmember Cost | $575 |
| Excess Liability Endorsement ($2M claim/$3M aggregate) | |
| $0-$150,000 | |
| DAN Member w/Course | $1,780 |
| DAN Member Cost | $1,869 |
| Nonmember Cost | $1,950 |
| $150,001-$500,000 | |
| DAN Member w/Course | $2,475 |
| DAN Member Cost | $2,599 |
| Nonmember Cost | $2,750 |
| $500,001-$700,000 | |
| DAN Member w/Course | $3,475 |
| DAN Member Cost | $3,650 |
| Nonmember Cost | $3,850 |
| $700,001-$1,000,000 | |
| DAN Member w/Course | $4,095 |
| DAN Member Cost | $4,300 |
| Nonmember Cost | $4,500 |
| Total Annual Business Revenue* | DAN Member w/Course | DAN Member Cost | Nonmember Cost |
|---|---|---|---|
| $0 to $25,000 | $2,265 | $2,372 | $2,490 |
| $25,001 to $50,000 | $2,960 | $3,102 | $3,257 |
| $50,001 to $100,000 | $3,960 | $4,152 | $4,360 |
| $100,001 to $150,000 | $5,115 | $5,365 | $5,633 |
| $150,001 to $200,000 | $6,625 | $6,950 | $7,298 |
| $200,001 to $300,000 | $7,560 | $7,932 | $8,329 |
| $300,001 to $400,000 | $8,335 | $8,746 | $9,184 |
| $400,001 to $500,000 | $9,133 | $9,584 | $10,063 |
| $500,001 to $600,000 | $10,075 | $10,573 | $11,102 |
| $600,001 to $700,000 | $11,050 | $11,597 | $12,177 |
| $700,001 to $800,000 | $11,867 | $12,455 | $13,078 |
| $800,001 to $900,000 | $12,710 | $13,340 | $14,007 |
| $900,001 to $1,000,000 | $13,630 | $14,306 | $15,021 |
| Revenues in excess of $1,000,000 | Call | Call | Call |
| Included Coverage For Qualified Professionals | |||
| Technical | $0 | $0 | $0 |
| Rebreather | $0 | $0 | $0 |
| Optional Endorsements | |||
| AAUS | $0 | $0 | $0 |
| Avelo System | $0 | $0 | $0 |
| Cylinder Inspection Instruction | $433 | $510 | $575 |
| Excess Liability Endorsement ($2M claim/$3M aggregate) | |||
| $0-$150,000 | $1,780 | $1,869 | $1,950 |
| $150,001-$500,000 | $2,475 | $2,599 | $2,750 |
| $500,001-$700,000 | $3,475 | $3,650 | $3,850 |
| $700,001-$1,000,000 | $4,095 | $4,300 | $4,500 |
*Excess liability endorsement cost based on total annual business revenue.
Total annual business revenue includes instruction and water activities only. All prices include tax and fees.
Take The Course. Save On Your Premium.
DAN’s new online safety course is designed to provide dive professionals and businesses with the proper knowledge and training to reduce the risk of accidents and injuries. DAN members are eligible to save approximately 5% on their professional liability insurance premium after completing the course.
Program Highlights & Optional Coverage
- Preferred pricing for DAN members
- Apply online quickly and easily
- Coverage available to businesses in all 50 US states
- Worldwide coverage protects you anywhere in the world you train
- Coverage up to US$1,000,000 per claim / US$2,000,000 aggregate
- Excess Liability Coverage raises policy limits to US$2,000,000 per claim / US$3,000,000 aggregate
- Recognized by all major training agencies
- No-charge to add additional insureds
- Add/remove staff at any time
- No maximum limit to policy staff additions
- Financing plans available
Avelo System
Includes the instruction or supervision of a participant engaged in any activity using the Avelo System provided the insured follows the standards and safety manuals of both Avelo Systems and the insured’s underlying certification agency in providing services to the participant.
Technical Dive Training
Coverage for teaching and supervising recreational technical diving activities. Must be an active Technical Instructor.
Rebreather Endorsement
Coverage for claims for Bodily Injury or Property Damage resulting from a covered occurrence which occurs during the supervision of, instruction in, and orientation to the designated rebreather.
AAUS
Extends coverage for the instruction or supervision of activities sanctioned by the American Academy of Underwater Sciences (AAUS).
Cylinder Inspection Instruction
Coverage for training given by a certified instructor in the performance of cylinder inspection services.
Excess Liability ($2 million/$3 million)
Optional coverage increases policy limits to $2,000,000 per claim / $3,000,000 aggregate from the base policy limits of $1,000,000 per claim / $2,000,000 aggregate.
Frequently Asked Questions
Get answers to your Group Professional Liability Insurance questions by watching our new videos.
DAN Is Here For You
The world’s best training agencies put DAN on their side.
Liability Customer Service
DAN RRG’s Liability Insurance team is ready to help you protect you or your business.
Monday–Friday, 8:30 a.m.–5 p.m. ET
+1-919-684-2948
FAX: +1 (919) 490-2935
EMAIL: LiabilityInsurance@dan.org
Incidents And Claims
Collect all relevant information and send it to DAN RRG. If the incident involves a fatality or serious bodily injury, contact us immediately.
Monday–Friday, 8:30 a.m.–5 p.m. ET
+1-919-684-2948
EMAIL: LiabilityClaims@dan.org
Liability Insurance Resources
Subject to the terms, conditions, and limitations of DAN Risk Retention Group Policy IPL111 (April 1, 2024), GL110 (June 22, 2023) and GPL111 (April 1, 2024). Coverage may vary and may not be available in all states, countries, or territories. Financing subject to loan approval. RRG-04012024-SPO
DAN World Insurance Group SP is a wholly owned subsidiary of Divers Alert Network, with offices at c/o Artex Risk Group, 3rd Floor, Willow House, Cricket Square, 171 Elgin Ave., P O Box 10233, Grand Cayman KY1-1002 Cayman Islands.
