Liability Insurance For Individual Dive Pros

For active and inactive dive professionals, dive professionals in training, assistant instructors and instructors, DAN Professional Liability Insurance offers coverage up to US$1,000,000 per claim / US$2,000,000 aggregate.

Professional TypeDAN Member CostNonmember Cost
Instructor (Scuba)$649$681
Assistant Instructor/Instructor in Training (Scuba)$379$398
Divemaster, Divemaster in Training (Scuba)$379$398
Freediving/Swimming Instructor$379$398
Tail Coverage (Retired Scuba Instructor)$379$398
Tail Coverage (Divemaster)$229$239
Optional Coverage
Technical $0$0
Equipment Liability$270$285
Excess Liability$430$454

*All prices include tax and fees

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  • Lowest annual premiums in the industry
  • Preferred pricing for DAN members
  • Coverage available to professionals in all 50 US states*
  • Worldwide coverage protects you anywhere in the world you train
  • Coverage up to US$1,000,000 per claim / US$2,000,000 aggregate
  • Recognized by all major training agencies
  • Dive professionals in training are eligible for coverage
  • Technical or rebreather endorsements available at no additional charge
  • Add additional insureds at any time

*Coverage not available in US territories (American Samoa, Guam, Northern Mariana Islands, Puerto Rico and the US Virgin Islands / Caribbean)

Optional Coverage Details

Technical Dive Training

Coverage for teaching and supervising recreational technical diving activities. Must be an active Technical Instructor.

Rebreather Endorsement

Coverage for claims for Bodily Injury or Property Damage resulting from a covered occurrence which occurs during the supervision of, instruction in, and orientation to the designated rebreather.

Equipment Liability

Coverage for claims alleging defective or malfunctioning equipment. Provides coverage to instructors who provide equipment during training. Applies to equipment owned by the insured and used in the insured’s classes. 

Excess Liability ($2 million/$4 million)

Optional coverage increases policy limits from $1,000,000 per claim/ $2,000,000 aggregate to $2,000,000 per claim/$4,000,000 aggregate.

Pros Save Over 10% 

Switch and save 10%+ versus your current policy.

Same Low Premiums

We’ve kept rates the same even in challenging times.

We Handle Everything

Claims, medical, legal & mitigation done in-house.

Have liability insurance questions? Explore our extensive knowledge library.

Liability Customer Service

DAN RRG’s Liability Insurance team is ready to help you protect you or your business.  

Monday–Friday, 8:30 a.m.–5 p.m. ET
+1-919-684-2948, Option 6

FAX: +1 (919) 490-2935


Incidents And Claims 

Collect all relevant information and send it to DAN RRG. If the incident involves a fatality or serious bodily injury, contact us immediately.

Monday–Friday, 8:30 a.m.–5 p.m. ET

+1-919-684-2948, Option 6


Subject to the terms, conditions, and limitations of DAN Risk Retention Group Policy PL-107 (May 1, 2020) ,GL-107 (May 1, 2020) and GPL -107 (June 20, 2020). Coverage may vary and may not be available in all states, countries, or territories. Financing subject to loan approval. RRG-05112020-SPO