Liability Insurance For Individual Dive Pros

For active and inactive dive professionals, dive professionals in training, assistant instructors and instructors, DAN Professional Liability Insurance offers coverage up to US$1,000,000 per claim / US$2,000,000 aggregate.

Professional TypeDAN Member CostNonmember Cost
Instructor (Scuba)$699$749
Assistant Instructor (Scuba)$449$489
Instructor in Training (Scuba)$449$489
Divemaster (Scuba)$449$489
Divemaster in Training (Scuba)$449$489
Freediving Instructor$449$489
Swimming Instructor$449$489
Included Coverage For Qualified Professionals
Optional Coverage
Equipment Liability$349$399
Excess Liability$569$609
Tour & Travel Agent Liability$150$158

*All prices include tax and fees

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  • Preferred pricing for DAN members
  • Coverage available to professionals in all 50 US states*
  • Worldwide coverage protects you anywhere in the world you train
  • Coverage up to US$1,000,000 per claim / US$2,000,000 aggregate
  • Recognized by all major training agencies
  • Dive professionals in training are eligible for coverage
  • Technical or rebreather endorsements included at no additional charge for qualified professionals
  • Add additional insureds at any time

*Coverage not available in US territories (American Samoa, Guam, Northern Mariana Islands, Puerto Rico and the US Virgin Islands / Caribbean)

Coverage Details

Technical Dive Training

Coverage for teaching and supervising recreational technical diving activities. Must be an active Technical Instructor.

Rebreather Endorsement

Coverage for claims for Bodily Injury or Property Damage resulting from a covered occurrence which occurs during the supervision of, instruction in, and orientation to the designated rebreather.

Equipment Liability

Coverage for claims alleging defective or malfunctioning equipment. Provides coverage to instructors who provide equipment during training. Applies to equipment owned by the insured and used in the insured’s classes. 

Excess Liability ($2 million/$4 million)

Optional coverage increases policy limits from $1,000,000 per claim/ $2,000,000 aggregate to $2,000,000 per claim/$4,000,000 aggregate.

Have liability insurance questions? Explore our extensive knowledge library.

Liability Customer Service

DAN RRG’s Liability Insurance team is ready to help you protect you or your business.  

Monday–Friday, 8:30 a.m.–5 p.m. ET

FAX: +1 (919) 490-2935


Incidents And Claims 

Collect all relevant information and send it to DAN RRG. If the incident involves a fatality or serious bodily injury, contact us immediately.

Monday–Friday, 8:30 a.m.–5 p.m. ET



Subject to the terms, conditions, and limitations of DAN Risk Retention Group Policy PL108 (May 10, 2021), GL108 (May 1, 2021) and GPL108 (May 10, 2021). Coverage may vary and may not be available in all states, countries, or territories. Financing subject to loan approval. RRG-05112020-SPO