Liability Insurance For Individual Dive Pros
For active and inactive dive professionals, dive professionals in training, assistant instructors and instructors, DAN Professional Liability Insurance offers coverage up to US$1,000,000 per claim / US$2,000,000 aggregate.
| Professional Type | DAN Member Cost | Nonmember Cost |
|---|---|---|
| Instructor (Scuba) | $649 | $681 |
| Assistant Instructor/Instructor in Training (Scuba) | $379 | $398 |
| Divemaster, Divemaster in Training (Scuba) | $379 | $398 |
| Freediving/Swimming Instructor | $379 | $398 |
| Tail Coverage (Retired Scuba Instructor) | $379 | $398 |
| Tail Coverage (Divemaster) | $229 | $239 |
| Optional Coverage | ||
| Technical | $0 | $0 |
| Rebreather | $0 | $0 |
| Equipment Liability | $270 | $285 |
| Excess Liability | $430 | $454 |
*All prices include tax and fees
Highlights
- Lowest annual premiums in the industry
- Preferred pricing for DAN members
- Coverage available to professionals in all 50 US states*
- Worldwide coverage protects you anywhere in the world you train
- Coverage up to US$1,000,000 per claim / US$2,000,000 aggregate
- Recognized by all major training agencies
- Dive professionals in training are eligible for coverage
- Technical or rebreather endorsements available at no additional charge
- Add additional insureds at any time
*Coverage not available in US territories (American Samoa, Guam, Northern Mariana Islands, Puerto Rico and the US Virgin Islands / Caribbean)
Optional Coverage Details
Technical Dive Training
Coverage for teaching and supervising recreational technical diving activities. Must be an active Technical Instructor.
Rebreather Endorsement
Coverage for claims for Bodily Injury or Property Damage resulting from a covered occurrence which occurs during the supervision of, instruction in, and orientation to the designated rebreather.
Equipment Liability
Coverage for claims alleging defective or malfunctioning equipment. Provides coverage to instructors who provide equipment during training. Applies to equipment owned by the insured and used in the insured’s classes.
Excess Liability ($2 million/$4 million)
Optional coverage increases policy limits from $1,000,000 per claim/ $2,000,000 aggregate to $2,000,000 per claim/$4,000,000 aggregate.
Pros Save Over 10%
Switch and save 10%+ versus your current policy.
Same Low Premiums
We’ve kept rates the same even in challenging times.
We Handle Everything
Claims, medical, legal & mitigation done in-house.
Have liability insurance questions? Explore our extensive knowledge library.
Liability Customer Service
DAN RRG’s Liability Insurance team is ready to help you protect you or your business.
Monday–Friday, 8:30 a.m.–5 p.m. ET
+1-919-684-2948, Option 6
FAX: +1 (919) 490-2935
Incidents And Claims
Collect all relevant information and send it to DAN RRG. If the incident involves a fatality or serious bodily injury, contact us immediately.
Monday–Friday, 8:30 a.m.–5 p.m. ET
+1-919-684-2948, Option 6
Liability Insurance Resources
Subject to the terms, conditions, and limitations of DAN Risk Retention Group Policy PL-107 (May 1, 2020) ,GL-107 (May 1, 2020) and GPL -107 (June 20, 2020). Coverage may vary and may not be available in all states, countries, or territories. Financing subject to loan approval. RRG-05112020-SPO