DAN Dive Accident Insurance Claim Stories

DAN Dive Accident Insurance Makes A World Of Difference

When you’re far from home and need emergency medical assistance, it pays to have DAN dive accident insurance on your side. See how these members benefited from DAN’s 40 years of experience helping divers.

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Barotrauma In Honduras*

After multiple days of diving within recreational limits, a diver began to display signs of DCS and experience neurological symptoms. After being evaluated by a dive medicine specialist, the diver was diagnosed with severe barotrauma and DCS.

The cost of treatment was US$ 31,763. Her primary insurance covered a fraction of these expenses, but DAN dive accident insurance Preferred Plan* helped cover the remaining eligible expenses.


DCS In Maldives*

During a trip to the Maldives, a couple experienced skin rashes, dizziness and nausea after their second day of diving. When the wife collapsed, they were rushed to the hospital, and both were diagnosed with decompression sickness.

The divers underwent several days of hyperbaric treatments, which cost US$33,697.00. They had no travel insurance or health insurance, but their DAN dive accident insurance Guardian Plan* paid 100% of their eligible medical expenses.


DCS Evacuation From Maldives*

Twenty minutes after surfacing, a DAN member in the Maldives experienced vertigo, shoulder pain, tingling sensations and a rash. When he arrived at the local clinic he was unable to stand, and over the next several days he underwent six hyperbaric treatments.

This member’s DAN dive accident insurance Guardian Plan* covered the majority of his medical treatments, his lost liveaboard expenses, trip cancellation fees for his future scheduled dive trip and extra accommodations fees he incurred during treatment. His membership benefits alone paid 100% of his repatriation costs and travel assistance services.


DAN Customer Service

PHONE: Mon-Fri 8:30am-5:00pm EST
+1 (919) 684-2948

+1-800-446-2671

FAX: +1 (919) 490-6630

EMAIL: 

24/7 Emergency Hotline

In event of a dive accident/injury, call local EMS first then call DAN.

24/7 Emergency Hotline

+1-919-684-9111

(Collect calls accepted)

DAN must arrange transportation for covered emergency medical evacuation fees to be paid.

Medical Information Line

Get answers to your non-emergency related, health and diving questions.

PHONE: Mon-Fri 8:30am-5:00pm EST

+1-919-684-2948, Option 2

EMAIL: 

ONLINE: Ask A Medic

Allow 24-48 hours for a response.


*The scenarios summarized above are offered only as examples.  Coverage depends on the facts of each case and the terms, conditions and exclusions of the policy.  Coverage may not be available in all states or outside of the U.S.

For residents of IN, MN, NH, NY, OH and WA, insurance is underwritten by The United States Life Insurance Company in the City of New York, NAIC No. 70106 domiciled in the state of New York with a principal place of business of One World Financial Center, 200 Liberty Street, New York, NY 10281. It is currently authorized to transact business in all states, plus DC, except PR. This summary is a brief description of benefits only and is subject to the terms, conditions and limitations. Coverage may vary by state.  AG 12070

For residents of all other U.S. states and the District of Columbia insurance is underwritten by National Union Fire Insurance Company of Pittsburgh, Pa., a Pennsylvania insurance company with its principal place of business at 175 Water Street, New York, NY 10038. It is currently authorized to conduct insurance business in all states and the District of Columbia. NAIC No. 19445. This summary provides only brief descriptions of the coverages available under Policy Series S30854DBG. The issued policy and certificate will contain reductions, limitations, exclusions, definitions and termination provisions. Full details of the coverage will be contained in the issued policy and certificate. If there are any conflicts between this summary and the issued policy and certificate, the policy and certificate shall govern in all cases. Coverage may vary by state.